XTB Minimum Deposit
How much to open an account with XTB?
| XTB Minimum Deposit | USD 0 |
|---|---|
| Deposit Methods | Credit/Debit Card,Local Bank Transfer,e-Wallets |
| Account Types | Pro Account,Premium Account |
| Deposit Fees | No fees |
| Account Base Currencies | USD, GBP, EUR |
| Withdrawal Fees | No fees |
XTB has no minimum deposit for UK clients, so you can open and fund an account with whatever amount suits your budget. This makes it one of the more accessible FCA-regulated brokers for beginners who want to test the platform without committing a large sum upfront.
Deposits by bank transfer and debit card are free, and you can hold your account in GBP, which avoids currency conversion costs when you fund it. E-wallet options are more limited, and Skrill deposits carry a 2% fee for UK residents, so bank transfer or card is usually the cheapest route.
Small deposits go further with XTB’s fractional shares, which let you buy a portion of a stock instead of a whole share. You can also start an Investment Plan from as little as £10. Any uninvested GBP cash earns interest, with no minimum balance required.
Keep in mind that withdrawals under £60 may incur a fee, and an inactivity fee of £10 per month applies after 12 months without trading. Your funds are held in segregated accounts and protected by the FSCS up to £85,000.