I always fund my Exness Trading Account in Nigeria using Direct Online Banking and the funds enter my trading account immediately.
To make the deposit I went to the Exness Trade App and clicked on my account section then selected deposit. I then chose the Direct Online Banking method.
I entered the amount I wanted to deposit (Exness minimum deposit in Nigeria is around N17,600 or $10) and clicked on submit.
A Wema Bank Account Number popped up and I copied it and went to my Access Bank mobile app and made the transfer to the Wema Account.
After about 1 minute I got a notification that my Exness deposit was successful and when I checked my trading account I saw the funds had entered.
The thing I noticed is that the Wema Bank Account Name is not Exness; it seems like some special account with a funny name but not to worry all brokers I have used in Nigeria use this Wema Account system.
So from my experience, I use Direct Online Banking and it is instant. I have never tried depositing into Exness via Debit Card or Binance Pay but I see people using it.